Commercial van insurance is a business expense for companies that use vans as part of their business operations. However, the expense of premiums to cover the vans and the drivers is often a very small price to customers to pay in order to protect their livelihood and business from the risk of a high costs associated with van damage and repair. Legal or liability protection is also very crucial as it protects owners from damage or injury to other vehicles or people.

Vans are used for a variety of commercial purposes. Some companies use vans to haul tools or equipment used to perform a variety of services. Vans are sometimes used for transport of business guests or patrons, which may require specific coverage protection. Others simply use vans for company employees to move back and forth between a company location and remote work locations. Regardless of the use, most commercial van users need protection for both their vehicles and their drivers. Additional insurance may be required for coverage of items transported in the vehicles.