Discover charge card accounts have been known as the underdogs in the credit card market for some time. Well, this is not the case any more. With new credit card offers including competitive low annual percentage rates, balance transfers, cash back, sky miles, and many other reward redemption offers, Discover is making a sprint to the top of the credit cad industry! I have compiled a list of reasons I feel that Discover credit cards may be the best credit card for you:

Reason 1: Quality Customer Service

Discover credit cards customer service is like no other. As the editor of www.JemCreditCards.com, I receive a great deal of emails letting me know how the credit card companies are doing. Over the last month, have have received at least a hundred emails from Discover credit card account holders letting me know that they had to call in for something and the representative went above and beyond to make sure that the customer was happy.

Reason 2: Balance Transfers

Years ago, balance transfer credit cards were unheard of. However, today charge card companies utilize balance transfer charge cards to compete with offers other companies are putting out there. Discover credit cards are doing the same thing. Offering 0% introductory annual percentage rates for 12 months on balance transfers. If you have a high interest rate credit card, this is sure to save you some money.

Reason 3: Cash Back

Cash back credit card accounts are not new at all. As a matter of fact, cash back has been one of the ways charge card account companies have competed over the years. Discover charge cards however, are taking the cash back credit card account industry by storm. The industry standard for cash back is 1% on purchase made with your charge card account. Some discover charge cards are offering up to 20% cash back on specific purchases. This is unheard of!

Reason 4: Sky Miles

American Express is the credit card account company that is more known for sky miles cards. This is about to change. Discover has released 2 new sky miles charge card accounts; the Miles By Discover card, and the Escape By Discover card. Both of these charge card accounts offer exceptional sky miles rewards packages along with other flexible ways to redeem your reward points!

Reason 5: Student Credit Cards

When you graduate high school and go into college, one of the best things that you can do to build your credit score is open a new student charge card account account. Discover is well aware of this and due to this, they have created a few new student credit card account offers. A few things that are different about these offers is that the student charge cards come with rewards systems that are just about the same as the higher end Discover charge cards. Also, the interest rates are very competitive. With all of this I don’t see why a student wouldn’t want to choose Discover cards.